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The ultimate knowlege hub for open banking, payments, ecommerce, business growth and more. Expand your knowledge with insights, analysis, expert opinion and reports in one place.

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Could open banking have a ‘de-risking’ moment?

New action by regulators and banks to tackle APP fraud could have unintended consequences for open banking in the UK.

Popular articles

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The fastest way to onboard customers: introducing Signup+

Streamline onboarding with a single payment.

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24 hours to build a moat: inside TrueLayer’s annual hackathon

TrueLayeristas share their hacks and highlights from this year's hackathon.

What is an open banking API?

APIs are core to open banking technology. Learn exactly what open banking APIs are and how they work.

Events and webinars

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Boost signup conversion with open banking and biometrics

29 Mar 2023 1:00pm (UTC)

Discover the new way to onboard players at ICE 2023

7 Feb 2023 9:00am (UTC)

ExCeL London, Stand N9-120

TOKEN2049

9 Nov 2022 9:00am (UTC)

Insights straight to your inbox

Join 10,000+ subscribers getting the latest open banking news.

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Guides and reports

Explore guides and reports

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Research insights: how to build a better signup experience

New research from YouGov and TrueLayer reveals what customers want from a signup process in 2023.

How to build a better investor experience

Data-based insights on payments and onboarding in WealthTech

How to increase open banking adoption

Best UX/UI practices to take your product to the next level

The future of ecommerce payments

Why open banking will challenge card dominance

Open banking insights

Advice, news and insights on all aspects of open banking and open finance. New to open banking? Read our definitive guide to get started.

Open banking articles

Explore open banking articles

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5 steps to a high-converting signup with the help of open banking

New research from YouGov reveals what customers want from a signup process in 2023 – we examine how open banking can help.

What is an open banking API?

APIs are core to open banking technology. Learn exactly what open banking APIs are and how they work.

Charting the rise of open banking payments: are consumers using them?

A deep dive into the important statistics, charts and stories behind the growth of open banking consumer adoption.

The definitive guide to open banking

Open banking guide

Open banking apps

How open banking apps work and how safe they are for consumers.

Open banking and bank accounts

Who can use open banking and which banks support it.

Open banking payments vs other payment methods

How open banking payments compare to cards, manual bank transfers, standing orders and direct debit.

Open banking and fintech

Examples of fintech apps that use open banking.

Putting open banking into action

Explore how open banking is transforming the payment experience, and understand best practice for using open banking in your industry.

Payments

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What is authorised push payment (APP) fraud?

APP fraud costs the UK economy over £580 million a year. What is it, and how can banks prevent it?

What are account to account payments?

Find out how account to account (A2A) payments work, along with the benefits of A2A payments for both merchants and consumers.

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Payments people: Flutter Entertainment’s Marc Cregan

How Flutter’s Business Development Manager for payments has built a career by betting on innovation.

Ecommerce

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The 5 biggest payment challenges facing the travel industry in 2023

From better refund experiences to costly failed payments, we look ahead to the biggest payment challenges travel brands need to tackle in the coming year.

ecommerce buyers guide

ecommerce buyers guide

Ecommerce: 3 things to consider in an open banking payments provider

With open banking evolving all the time, how can online retailers find the perfect partner to help them build their ideal payments use case?

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trustshare and truelayer

How trustshare helps marketplaces improve their payment experiences

trustshare provides a fintech layer for marketplaces, and now offers open banking payments using the TrueLayer Payments API.

Financial services

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Crypto exchanges are looking to open banking – here's why

Buying crypto is not as easy as it should be, but open banking can help.

Open banking is transforming digital wealth – but what’s next for the industry?

Digital wealth providers have embraced open banking, but there’s more to come, say TrueLayer, Investec and Ikigai.

How forward-thinking brands have put open banking payments into action

iwocaPay, Penfold and sync. reflect on how they’ve improved payment experiences with open banking.

iGaming

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How to choose the best open banking provider for iGaming operators

How to choose the best open banking provider for iGaming operators

How to choose the best open banking provider for iGaming operators

With so many open banking providers on the market, how do you choose the one that’s best for your business? Follow these simple tips to find out.

TrueLayer European iGaming payouts

TrueLayer European iGaming payouts

Need for speed: why European iGaming operators need instant payouts

How instant payouts can boost loyalty, attract new customers and increase revenue

iGaming operators: why open banking is part of our strategy

Kindred, PaddyPower Betfair and Entain tell us why open banking is a key part of their payments and compliance strategy.

Recurring payments

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3 lessons for VRP in 2023

It’s been a big year for the development of variable recurring payments. Product leaders from Chip, Curve and iwoca tell us why and explain what's to come.

What are the best payment methods for subscription businesses?

With the subscription economy booming, what are the best ways to effectively collect recurring payments from your customers and keep churn to a minimum?

annual vs monthly subscription billing models

annual vs monthly subscription billing models

Annual vs monthly subscription billing schedules

Find out everything you need to know about annual and monthly subscription billing schedules, the pros and cons and how to utilise both of them.

Stay in the loop

Keep up to date with the latest news and resources from TrueLayer.

Announcements

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We've launched our open banking platform in Australia

This is how we plan to deliver open banking in Australia, harnessing the full power of the Consumer Data Right.

We're taking open banking payments mainstream

Our $130m fundraise will help us supercharge the mainstream adoption of open banking payments.

Why we’re excited about our new European HQ

We spoke to Joe Morley and Leigh-Anne Cotter in Dublin about what our new HQ means to TrueLayer and our customers.

Compliance and regulation

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Open banking to open finance header

Open banking to open finance header

UK open banking needs a new home, a new mandate and a new roadmap

We give our views on Charlotte Crosswell’s recommendations to Government on the next steps for open banking in the UK.

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Europe can’t do open banking without the banks

Banks have a key role in open banking. They should use it to compete with Big Tech, keep their customers happy and attract new ones.

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Launching the Open Finance Association

TrueLayer is thrilled to announce our membership in the newly launched Open Finance Association (OFA).

Business growth

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6 metrics to measure customer loyalty

Customer loyalty tells you how satisfied your customers are and how likely they are to purchase from you again. Find out how to measure customer loyalty.

What is customer churn rate and how do you calculate it?

Churn rate helps you work out at what rate your business is losing customers. Find out exactly what customer churn rate means and how to calculate it.

Your guide to freemium business models

Understand the pros and cons of freemium business models and convert free users to paying customers.

Finance

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How to reduce overhead costs for a business

If not managed properly, overhead costs can spiral out of control for any business.

10 tactics to improve cash flow for your business

Cash flow problems can hurt any business. Here are 10 useful ways to boost your business' cash flow.

What does ‘bank coverage’ really mean? 10 questions to ask your open banking provider

Your guide to open banking coverage.

Product

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Stablecoin guide header

Your guide to stablecoins

Stablecoins provide the freedom and accountability of cryptocurrencies without the volatility. So how do they work and what are their benefits?

woocommerce plugin

woocommerce plugin

TrueLayer Payments for WooCommerce: instant bank payments for SMBs

WooCommerce merchants can now quickly and easily add instant, secure account to account payments to their checkout with our new plugin.

new payments api

new payments api

Take the shortcut. Introducing the TrueLayer integration toolkit

Discover our integration toolkit — a suite of developer tools that make the integration process smooth and simple, so that you can get up and running quicker.

Culture

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TrueTalk with Ethan Brierley

Meet Ethan – Rust programmer, bug photographer and engineer at TrueLayer.

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Interviewing at TrueLayer: the complete guide

Everything you need to know about our hiring process.

24 hours to change how the world pays: tales from our hackathon

TrueLayeristas give their account of our fifth annual TrueLayer hackathon.

Engineering

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How TrueLayer migrated to FluxV2

How TrueLayer migrated to FluxV2

Flux2 migration: how we dropped our CPU usage by nearly 40x

The sun is setting on Flux1. With a carefully planned migration to Flux2, we've been able to cut costs and speed up reconciliations.

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How to keep track of what your customers really care about

We created a new service level indicator to track payment settlement – here's how.

Adding middleware support to Rust reqwest

Continuing with our open source series, we present a middleware adapter for the ubiquitous reqwest Rust crate.

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Get in touch

Speak to an open banking expert, and discover how to transform your entire payment experience.