The future of recurring payments. Today.

Discover cost-effective, fast, and secure variable recurring payments

Welcome back, Julie
£600.00
£400.00 available to use
£1,000.00 credit limit
**** 1234
10/24
New payment is due
Choose how to repay your credit
Set up regular payment
Make single payment
Set up payment
Recommended
Instant bank payment
Fast, safe and secure
Authorise in your bank app
No need to enter details
Credit/Debit card
Payment amount
Minimum due
Total credit used
Payment date
10th of every month
change
Continue
Select your bank
Search your bank
Barclays
HSBC
Lloyds
Monzo
NatWest
RBS
Revolut
Santander
Give permission
Can we collect regular payments from your bank account?
You can cancel at any time
Secure and FCA-authorised
Only connect your account once
By clicking “Allow” you permit us to initiate a payment form your bank account. You also agree to our Privacy Policy and End User Terms of Use.
Allow
All done
You’ve set up your regular payment
Amount
Minimum due
Date
10th of every month
Done
Set up regular payment
Payment selection
Choose your bank
Permission request
Setup complete
Only connect accounts once
Secure and FCA-authorised

Set up complete

Your regular payment is ready

How can I use variable recurring payments?

Credit and lending

Let customers set up flexible and secure repayment plans. And increase success rates by confirming availability of funds before taking a payment.

Savings and personal finance apps

Vary the amount for automatic savings and investments based on your customer’s financial situation.

Current accounts

Allow customers to automatically top up their current account when the balance is low to help them avoid overdraft fees.

While direct debits and card payments can take up to five days to arrive, open banking VRPs settle in seconds — helping you stay on top of your cash flow.

  • Instant pay-ins
  • Real-time payment confirmation
Recommended
Instant bank payment
Fast, safe and secure
Authenticate using your bank app
No need to enter your card details
Set up regular payment
Payment conversion rate
Success
Authentication complete.
Hotel reservation
-£58.96
Car insurance
-£8.96
Money transfer
-£9.99
Flight refund
-£42.69
Train tickets
-£19.99
Payment successful
£500.00

Power up VRPs

Get more from variable recurring payments with our add-ons.

Experience the user journey

User wants to set up a regular payment

Welcome back, Julie
£600.00
£400.00 available to use
£1,000.00 credit limit
**** 1234
10/24
New payment is due
Choose how to repay your credit
Set up regular payment
Make single payment
Set up payment
Recommended
Instant bank payment
Fast, safe and secure
Authorise in your bank app
No need to enter details
Credit/Debit card
Payment amount
Minimum due
Total credit used
Payment date
10th of every month
change
Continue
Select your bank
Search your bank
Barclays
HSBC
Lloyds
Monzo
NatWest
RBS
Revolut
Santander
Give permission
Can we collect regular payments from your bank account?
You can cancel at any time
Secure and FCA-authorised
Only connect your account once
By clicking “Allow” you permit us to initiate a payment form your bank account. You also agree to our Privacy Policy and End User Terms of Use.
Allow
All done
You’ve set up your regular payment
Amount
Minimum due
Date
10th of every month
Done

How customers benefit from VRPs

More control

Set maximum payment amounts, collection dates and a time limit on the mandate consent.

Full visibility

See all existing mandates in one place and receive live notifications when payments are processed.

Less friction

Authorise recurring payments just once with fingerprint of facial recognition — no need to enter any details manually.

Integration toolkit

Everything you need to build faster with TrueLayer.

Illustration of successful face ID on a mobile device in front of purple cgi particles

Ready-made UIs for apps

We’ve designed and tested beautifully optimised user experiences for mobile. Customers love our easy, friction free mobile payment experiences. Find SDKs for iOS, Android and React Native.

Illustration of merchant connecting to bank in front of purple cgi particles

Ready-made UIs for browser

If your customers arrive through a browser, we’ve got highly optimised user experiences for either embedded or hosted payment pages too.

Illustration of ecommerce checkout in front of purple cgi particles

Easy plugins & libraries

All our products are optimised for WooCommerce, Shopify and Magento. Our library helps you speed up and simplify integration with our tried and tested shortcuts in Java, PHP, C# and Javascript/Node.

Illustration of our console product in front of purple cgi particles

A powerhouse console

Console helps you kickstart product integration in easy steps. It arrives with your merchant account set up for you, so you can move at pace and start taking payments immediately.

Go to docs

Explore TrueLayer for your industry

Get started

Talk to us

Our teams are on hand to advise and answer your questions.

Start building

Create an account now to explore our APIs.

Sign up

FAQs

They offer a new way to initiate recurring payments and move money securely — all powered by open banking. VRPs are faster and more cost-effective than direct debit or card-on-file transactions.

Want to learn more about VRPs?

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