TrueLayer | Payouts

Payouts

Fully automated instant payouts

Make withdrawing funds, sending refunds or paying out recipients effortless.

INSTANT PAYOUTS

Boost customer loyalty

Customers can verify account ownership using their banking app and get paid the very next second, 24/7. That’s far faster than the five days cards can take.
  • Immediate payout settlement
  • Instant biometric authentication

Automated Payouts Workflow

Smarten up your back office

Ditch those old spreadsheets and manual payout-tracking processes. Our simple solution initiates payouts via a single API, removing errors from the whole equation. 
  • Programmatic payouts
  • Cut down manual processes

BANK AUTHENTICATION

Pay the right account, right away

Use bank-verified account information to pre-populate payment setup and eliminate the risk of lost or failed payouts. Scrap lengthy verification processes and pay your customers as fast as possible.
  • Automate verification checks
  • Safeguard users against payout fraud

Use Cases

  • Real-time withdrawals

    Boost customer loyalty by granting instant access to funds, without having to go through lengthy verification processes.
  • Instant refunds

    Keep customers coming back. Automate instant refunds and give them what they want: their money back that second.
  • Marketplace and platform payouts

    Confirm bank account ownership and give sellers and contractors immediate access to their earnings.
  • Payouts

    How it works: Withdrawals

    Your platform for growth

  • Boost conversion

    Remove lengthy forms and the need to enter card details, enable users to pay in two clicks using a fingerprint or face ID.
  • Eliminate Fraud

    Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% - 1% of revenues.
  • Reduce costs

    Say goodbye to card and interchange fees. We use open banking infrastructure to reduce costs by 80%+ vs cards.
  • Bank Grade Security

    Our APIs are open banking and PSD2 compliant across Europe ensuring secure access to the financial system.
  • Completely customisable

    Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
  • Increase speed to market

    Focus on building great products, not maintaining your infrastructure. Our systems are built for scale and operate with 99.9% uptime.
  • Payouts

    How it works: Refunds

    Explore TrueLayer for your industry

  • iGaming

    Stay compliant while delivering a frictionless player experience.
  • Wealthtech

    Get money to market faster, enhance security, and reduce costs.
  • Ecommerce

    Build a seamless checkout experience, stamp out fraud, and eliminate chargebacks.
  • Digital Banking

    Automate onboarding and provide users with a unified view of their finances.
  • Personal Finance

    Turn banking data into budgeting and saving insights for your users.
  • Crypto

    Elevate the entire trading experience with instant deposits and withdrawals.
  • Ready to get started?

    Talk to an expert