Instant access to open banking

Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love.


Enable frictionless bank payments

Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Building with Payments API


Connect your app to any bank account

Onboard customers in seconds and securely access financial data. Say goodbye to manual form-filling and accelerate your AML and KYC processes.

Building with Data API



Bring verification and payments together

Verify account ownership, accept payments and send withdrawals directly to a customers bank account. 

Building with PayDirect

Powerful use cases

Smarter financial services for every industry

  • iGaming

    Stay compliant while delivering a frictionless player experience.

  • Wealthtech

    Get money to market faster, enhance security, and reduce costs.

  • Marketplaces

    Instantly verify new merchants and help them manage cash flow.

  • Digital Banking

    Automate onboarding and provide users with a unified view of their finances.

  • Personal Finance

    Turn banking data into budgeting and saving insights for your users.

  • Credit & Lending

    Capture more eligible borrowers and eliminate unnecessary paperwork.

Why TrueLayer?

We’re open banking experts

  • 50%+

    of all UK open banking traffic flows through our platform

  • 8M+

    Businesses and consumers trust TrueLayer to access financial data

  • 90%+

    of users convert through our authentication flows

Made for humans


We turn complex infrastructure into simple code so you can focus on building market-defining products. Plus it’s free to get started.

  • “TrueLayer's APIs are robust and developer-friendly. We started seeing benefits right away.”

    Josh Fernandes, OB Product Owner

  • "TrueLayer’s APIs are amazingly simple to work with. We got up and running in 3 days.”

    Karuna Govind, co-founder and CTO

  • “Getting access to API keys and connecting authentication endpoints was super easy.”

    Matt Risby, Lead Developer

Full-stack open finance

Connect to the largest banks, neobanks, and digital wallets in the world. Pay in, pay out, and pull data straight through our platform.

  • 600+ financial institutions connected
  • 12+ countries supported and growing

Ready to get started?

Talk with one of our open banking experts