TrueLayer has passed the final hurdle for full open banking accreditation, as our technology platform aced the Conformance Testing Suite (CTS). We passed the compulsory eight-stage process with flying colours. In every aspect of working within the CDR ecosystem we want to go over and above the minimum requirements – in this case, that meant taking on the optional ninth scenario as well. We passed that too.The CTS is part of the onboarding process and allows brand new Authorised Data Recipients (ADRs) to test their technology's compliance with the Consumer Data Standards and Consumer Data Right Register design. The testing takes place within a secure sandbox environment which doesn't expose consumer data and doesn't interfere with software products and brands that are already live.Without a clean pass mark, budding ADRs can't receive the all-important 'active' status on the Consumer Data Right Public Register.To find out more about the CTS, read our guide to becoming an ADR here.
How we did it: build quality
The trick to passing the CTS is building the best technology from the ground up which conforms to high local and global standards. The TrueLayer platform worked out of the box: we were able to pass the CTS without needing to be adjusted. Our 6+ year history as an open banking specialist in the UK and Europe enabled us to understand what the Australian ecosystem would look like, and allowed us to build quickly and correctly.The CTS itself is a straightforward process. We logged in to the CTS portal, clicked on the scenario we wanted to run, and it quickly returned our pass results. The nine scenarios are:- Dynamic Client Registration (DCR)
- Once-Off Consent (Get Accounts)
- Ongoing Consent (Get Accounts)
- Once-Off Consent (Get Transactions)
- Ongoing Consent (Get Transactions)
- Revoke Consent Arrangement (DR to DH)
- DH Initiated Revoke Consent Arrangement (DH to DR)
- Token Revocation (DR to DH)
- Optional: PAR Extend Consent
