Lending with TrueLayer

Tomorrow's payments, today

Open a portal to a world free from friction - where your customer journey is simple and instant.

Debit card
Manual bank transfer
Recommended
Pay by bank
Authenticate using your bank app
Secure and compliant
Done in seconds - no card required
Pay now
Funds transfer complete
Money sent instantly
Payment successful
£500.00
Trusted by top financial services providers

TrueLayer transforms your customer journey from signup to payment and beyond

Removing complexity and helping fund the dreams of the people you serve

Is your lending business keeping up?

In 2023, close to €500 billion in consumer loans were granted in Europe. The industry continues to evolve. Stay ahead of innovation with open banking solutions that make lending faster and easier.

Build with TrueLayer to give your customers a sleek payment journey

Fast, frictionless payments you can bank on

Results are important in any partnership

Discover how we've helped financial services providers like you

HeyTrade Team
Finance

HeyTrade: speeding up wealth

How HeyTrade worked with TrueLayer to break from the traditional brokerage experience, offering fast, easy onboarding and top-ups to their customers.
Cover image
Open Banking

OakNorth: making saving simple

How OakNorth Bank improved its account funding experience with TrueLayer, saving customers time and increasing how much they save from day one.
null
Finance

CreditLadder: improving finhealth with open banking

How CreditLadder uses TrueLayer to verify account ownership, onboarding customers in seconds, not days.
Our European growth in numbers

TrueLayer transforms your customer experience while keeping your services instant and secure

£40b
in annualised payment volumes.
100%
open api. No screen scraping.
20m+
connected users
250+
financial services providers with TrueLayer
21
countries live across Europe
40+%
of open banking traffic in UK, IR, FR and ES

Explore our financial services reports and resources

UI boxes moving upwards
23 May 2022

3 open banking trends that will change financial services

From mergers and acquisitions to VRP and more, these trends will have a major impact on the state of financial services
Three icons showing a chart going upwards, a hand receiving money and a bank
4 Aug 2022

Financial services: what to look for in an open banking provider

Not all open banking providers are created equal. So which factors should you look for when choosing one?
UI showing an instant bank payment
iGaming

Research insights: how to build a better signup experience

New research from YouGov and TrueLayer reveals what customers want from a signup process in 2023.
Open Banking
8 Nov 2021

Open banking and fintech

Examples of fintech apps that use open banking.