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The complete guide to Pay by Bank: what is it and how does it work?
The complete guide to Pay by Bank, the fast-growing online payment method, offering an alternative to cards. Should your business be offering it at checkout?
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Featured articles

26 Aug 2025
Ecommerce
Your Black Friday payments checklist for champions of the checkout
Live up to your customer's payment expectations and reign champion of the checkout this peak season.

16 Jul 2025
Recurring payments
VRP is back on the agenda for 2025
Find out why VRP (AKA Bank on file) is finally having its breakout moment in 2025.
9 Jun 2025
Ecommerce
Everything you need to know about Pay by Bank in 90 seconds
Get up to speed on the future of payments. Understand what Pay by Bank is, how it works, and its key benefits for your business in this quick guide.
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20 Nov 2024
Payments
Government boosts Pay by Bank with National Payments Vision
The Government has published its long-awaited National Payments Vision? What does it mean for account to account payments and Pay by bank?

6 Nov 2024
Ecommerce
Credit and debit card fees and how to reduce them
How much do businesses get charged for debit card transactions? Do you have to pay? Learn more about debit and credit card fees for merchants here.

5 Nov 2024
Payments
What are continuous payment authorities (CPAs)?
Find out everything you need to know about continuous payment authorities, including how they work, advantages and disadvantages, and available alternatives.

1 Nov 2024
Ecommerce
How can travel operators build a fast and secure Pay by bank experience?
What you should look for from a Pay by bank provider and what questions to ask them

30 Oct 2024
Open Banking
What is an Account Servicing Payment Service Provider (ASPSP)?
Open banking couldn’t exist without ASPSPs. Find out why they’re so important to financial innovation in the UK and Europe.

29 Oct 2024
Payments
Everything you need to know about bank account verification
Bank account verification helps reduce fraud and prevents annoying mistakes like entering the wrong credentials. Find out what it is and why it's important.

29 Oct 2024
Payments
Involuntary churn: everything you need to know
Involuntary churn can limit your brand’s growth if left unchecked. Learn everything you need to know in order to reduce it and improve your recurring revenue.

25 Oct 2024
Ecommerce
How travel providers can overcome payment challenges in 2024
Discover the key payment challenges facing the travel industry in 2024 and learn how to address them to enhance customer experience and reduce costs.

25 Oct 2024
Ecommerce
5 Payment challenges facing online retail in 2025
Explore five payment challenges online retailers are currently facing — plus what to do about them.

21 Oct 2024
Payments
What is an online banking payment API?
Online payment APIs are the standard when adding new payment methods to your online business. But what are bank payment APIs & how do they work?

8 Oct 2024
Business growth
Freemium business model examples: key pros and cons
Discover how freemium business models work with our complete guide. We explore the pros, cons, and successful examples of subscription-based businesses.

30 Sep 2024
iGaming
iGaming operators: a world without cards is coming
Cards dominate iGaming payments, but high costs, fraud, and slow payouts are issues. Pay by bank offers a faster, more secure, and streamlined alternative.
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