Recurring Payments that think for you

Our single orchestrated API streamlines the best recurring payment technology for you and your customers, and scales with you as new game-changing innovations arrive.

Welcome back, Julie

£600.00

£400.00 available to use

£1,000.00 credit limit

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10/24

New payment is due

Choose how to repay your credit

Set up regular payment

Make single payment

Set up payment

Recommended

Instant bank payment

Fast, safe and secure

Authorise in your bank app

No need to enter details

Credit/Debit card

Payment amount

Minimum due

Total credit used

Payment date

10th of every month

change

Continue

Select your bank

Search your bank

Barclays

HSBC

Lloyds

Monzo

NatWest

RBS

Revolut

Santander

Give permission

Can we collect regular payments from your bank account?

You can cancel at any time

Secure and FCA-authorised

Only connect your account once

By clicking “Allow” you permit us to initiate a payment form your bank account. You also agree to our Privacy Policy and End User Terms of Use.

Allow

All done

You’ve set up your regular payment

Amount

Minimum due

Date

10th of every month

Done

Set up regular payment

Payment selection

Choose your bank

Permission request

Setup complete

Only connect accounts once

Secure and FCA-authorised

Set up complete

Your regular payment is ready

All your payment needs, simplified into one smart API

Whether it’s fixed or variable subscriptions, money management, one-click or split payments—our single API orchestrates every type of payment journey into one seamless initial-integration for you.

UI illustrations displaying successful recurring payments

The smarts to boost revenue

By combining Direct Debit and Variable Recurring Payment (VRP) technologies, we’ve cut out the dependency on cards and all the problems associated with them. This means boosted conversion rates and a reduction in failed payment rates.

woman smiling at phone with successful recurring payments UI illustrations

Solving countless payment problems

No missed-payments

Card payments fail 18% of the time due to lost or expired cards. Our API connects straight to your customer's bank account, guaranteeing less frustration for your customers and no missed payments for you.

Exceptional conversion

Traditional recurring payments are painful for customers to set up. Our API saves customers time by removing manual data entries, and verifying ID in one simple first-payment experience, transforming conversion rates.

Flexible payments

Our Recurring Payments API gives customers the checkout choice they want. From fixed plans to variable payments, we give you and your customers freedom to organise the best plan for you.

Lower costs

We eliminate dependencies on cards, bringing you clever alternatives to card-on-file set-ups. Our subscriptions and split payments cost less per transaction, and reduce fraud, churn, chargebacks and payment failure.

A major upgrade for customers too

woman smiling at phone with successful payment UI illustrations

Easy to set up

With smart engineering and beautifully designed user experiences, we give your customers a refreshingly simple set-up experience. We cut out the manual-input time associated with traditional recurring payments.

Easy to manage

Customers are wary of 'subscription traps,' where details are hard to see or cancel. Our payment plan details are highly visible and manageable in customer bank apps, helping them take control of budgeting decisions.

Better security

Our innovative Recurring Payments do not depend on cards. So the associated fraud risks are much lower. And through open-banking, biometric security is seamlessly integrated into a simple sign-up process.

Built in protection

Both Variable Recurring Payments and Direct Debit technology offer built-in merchant and customer protections. This means customers feel reassured that funds will not be taken in error, helping build confidence.

Enjoy a network full of potential

We facilitate over 40% of all Pay by Bank transactions for some of Europe's biggest and most successful businesses.

Huge volumes of customers mean we’re able to create the most optimised and localised user-experiences in the industry.

Customers love the experience, and the growing familiarity with Pay by Bank means we’re seeing up to 90% conversion rates for returning customers.

So every new business joining us benefits from our rapidly expanding, high converting network of users.

Every 6 secs a new Pay by Bank customer joins our user network

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Flexible payments that work for every industry

Subscriptions

Our subscriptions do things differently for your customers. We’ve made them highly visible, easy to set up and cancel. So now providing simple, flexible payment plans is now a joy for everyone.

Money management

Whether customers are saving, repaying loans or topping-up accounts, we’ve simplified and speeded up the process. Our seamless API moves funds in real-time and deposits immediately.

One click

With long-living mandates we can simplify payment experiences to a gratifying ‘one-click’, which customers love. So conversion rates are boosted and customers keep coming back.

Split payments

You can now cost-effectively offer customers the opportunity to spread out their payment into multiple instalments. That’s good for business and a great customer experience too.

Powerful add-ons keep your business nimble

Turbocharge your business operations with tools that give you enhanced flexibility, visibility and reduced risk.

Recurring Payments integrate effortlessly

We’ve made integration with Recurring Payments as simple as it can be. Our powerful single API can be installed in minutes and you can be up and running in no time.

Go to docs

Console puts you in the driving seat

Ready to put your foot down? Console is brilliantly organised with all the tools and you need to accelerate your business. Breeze through billing, reconciliation breakdowns and download reports from it’s intuitively designed dashboard. Provide customers with refund updates and payment statuses, all from the one ultra-efficient hub.

TrueLayer Console screenshot on a Lavender background

Start building

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Our team helps keep your business flowing

Whatever technical support you need, our friendly team is here to help. As a venture backed business we’re hyper-focused on your success and can work at speed to help you meet your goals.

We have dedicated integration sales managers who are experts in your industry. They lock on to your business needs and proactively scope the best products and features and run tests to ensure you hit the ground running. They rally to meet your targets and troubleshoot any issues along the way.