Instant Payouts, instantly loyal customers

Instant Payouts give your customers exactly what they want when they want it. Whether it's refunds, winnings, withdrawals or earnings—we send it in seconds.

Payouts made simple

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Your wallet balance

£350.00

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Your transactions

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Starbucks

22 Jan 2025

-£9.40

Car wash

21 Jan 2025

-£15.00

Fruit shop

20 Jan 2025

-£5.60

Furniture

19 Jan 2025

-£180.00

Energy bill

18 Jan 2025

-£50.20

Energy bill

17 Jan 2025

-£50.20

Withdraw

£150.00

Instant bank payment

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It’s safe, secure and fast.

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Check your account for your new balance

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Withdrawal initiated

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Instant success

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Payout instantly

Payout successful

Money sent

Loyal customers keep your business growing

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Instant Payouts boost growth and shrink operational costs

Increase sales

51% of customers say they would switch platforms for Instant Payouts. Nobody likes waiting up to 5 days for cards to issue payouts. Our Instant Payouts take just seconds, making them the fastest way to get funds to customers.

Lower costs

Payouts are famously labour intensive. Our clever automated processes reduce manual data inputs as well as lowering the risk of fraud. This means your operational costs shrink, and your bottom line receives a boost.

Scale across Europe

Trading across the UK and Europe is complex. So, we've wrangled all the nuances of different banking systems into one beautifully simple, single API. So, you can get up and running in 21 European markets in days not months.

Boost your brand

Our Instant Payouts are the only fully white label product on the market. Your brand gets maximum visibility throughout our seamless experience and your customers' bank statements. This helps boost your brand.

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Why do 51% of customers want to switch to Instant Payouts?

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Because they want easy access to funds from a brand they trust

All customers

Everybody trusts brands who give them easy, fast and secure access to funds. Instant Payouts settle in customers' bank accounts in seconds, available to use right away. The experience is beautifully simple with nothing to remember or manually input.

Gamers

8 out of 10 iGamers say fast payouts are a priority when choosing a gambling or betting provider. Instant Payouts make winnings available immediately, so play can continue. 1 out of 3 gamers say they’d deposit more with businesses who offer them.

Shoppers

Instant Payouts give your brand a competitive advantage. When quick, easy refunds are on offer, customers can purchase again straight away. 67% of shoppers say easy returns and fast refunds influence their choice of brand.

Investors

46% of investors say speed of fund withdrawal influences their choice of platform—choosing freedom to move money fast. Many investment platforms have slow withdrawal thanks to cards and BACS taking up to 10 days.

10 million primed customers

Once your customer chooses Instant Payouts they become part of our Pay by Bank payments network. That's 10 million primed customers ready and waiting.

Pay by Bank is a hugely popular easy, fast and secure payment experience—we’re seeing up to 90% conversion rates for returning customers.

Many Instant Payouts’ customers find Pay by Bank a great option for pay-ins too. Pay by Bank cut costs associated with high card fees and helps grow customer loyalty.

We’re facilitating billions of transactions for some of Europe's biggest and most successful businesses, and seeing a new user joining us every 3 seconds.

Could Pay by Bank transform your business?

Every 6 secs a new Pay by Bank customer joins our user network

Learn how

Clever features saving you time and money

Smart automation

A shocking 44% of refunds fail, mostly due to planned and unplanned bank downtime. We knew we could improve on this. So, we engineered a game-changing single API. Instant Payouts automates retries, queuing and re-rerouting, taking the success rate up to 99.1%. Leaving you with more time to focus on growing your business.

Instant payout settlement

We get funds to your customers in seconds, with no effort needed from you. We cover 21 European markets, ensuring smooth and effortless payouts wherever your customers are. We cut out cards and create easy, fast and secure bank-to-bank payouts. In Europe we use SEPA Instant, and in the UK Faster Payments.

Real-time dashboard

Instant Payouts means you get clear visibility of refunds and their status via our intelligently designed console dashboard. It provides instant notifications with clear error reasons whenever a payout fails. You get real-time payout statuses and flags for errors that have historically succeeded, making your cashflow far easier to manage.

Stay ahead of the game with our powerful add-on

Turbocharge your business operations with our verification API, it helps you know your customer and drastically reduce fraud and the associated costs.

Verification

Fraud damages business. We help you minimise the risk by giving you the tools to know your customer in seconds rather than days. You can instantly verify legitimate users unobtrusively through their bank’s biometric security checks.

Before a payout leaves, we can verify that the person you’re paying out-to matches the name on the account you’ve received funds from. Or, if you need to verify the bank account used for deposit and withdrawal matches, we can do this too. This saves you all the hassle and expense of dealing with fraud.

Learn more

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Instant Payouts integrates effortlessly

We’ve made integration with Instant Payouts as simple as it can be. Our powerful single API can be installed in minutes and you can be up and running in no time with fully automated, real-time payouts.

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We make all our products easy to integrate for everyone

Whatever your team’s technical capability, we’ve got simple and tailored ways for you to plug in and get going.

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Ready-made UIs for apps

We’ve designed and tested beautifully optimised Pay by Bank user experiences for mobile. Customers love our easy, friction free mobile payment experiences. Find SDKs for iOS, Android and React Native.

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Ready-made UIs for browser

If your customers arrive through a browser, we’ve got highly optimised Pay by Bank user experiences for either embedded or hosted payment pages too.

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Easy plugins & libraries

Pay by Bank is optimised for WooCommerce, Shopify and Magento. Our library helps you speed up and simplify integration with our tried and tested shortcuts in Java, PHP, C# and Javascript/Node.

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A powerhouse console

Console helps you kickstart product integration in easy steps. It arrives with your merchant account set up for you, so you can move at pace and start taking payments immediately.

Console puts you in the driving seat

Console helps you kickstart product integration in easy steps. It arrives with your merchant account set up for you, so you can move at pace and start taking payments or making payouts immediately.

It's brilliantly organised with all the tools and you need to accelerate your business. Breeze through billing, reconciliation breakdowns and download reports from an intuitively designed dashboard. Provide customers with refund updates and payment statuses, all from the one ultra-efficient hub.

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Start building

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Our team helps keep your business flowing

Whatever technical support you need, our friendly team is here to help. As a venture backed business we’re hyper-focused on your success and can work at speed to help you meet your goals.

We have dedicated integration sales managers who are experts in your industry. They lock on to your business needs and proactively scope the best products and features and run tests to ensure you hit the ground running. They rally to meet your targets and troubleshoot any issues along the way.