TrueLayer, the Pay by Bank network used by more than 30 million people across Europe, today announced that its Pay by Bank technology powers instant account top-ups in the SumUp App, the personal account offering for consumers from global financial technology company SumUp.

SumUp personal account users can now top up their balance directly from their bank account in seconds, with no card details required, helping to reduce friction and delivering a faster, more seamless payment experience. The feature went live in the UK earlier this year and has since been rolled out to Ireland, Germany, France, Spain and Italy.

The integration is direct, giving SumUp full control over the customer experience while benefiting from TrueLayer's real-time bank payment infrastructure.

Alongside payments, SumUp is also live with TrueLayer's data capabilities, enabling SumUp users to see their connected bank accounts balances and transactions in one place via the SumUp App. TrueLayer’s account information services allow SumUp to connect to users' bank accounts securely and compliantly, supporting richer user experiences and smarter financial products across its platform.

Commenting on the launch, Mariko Beising, VP Financial Services and Partnerships at TrueLayer, said: "SumUp is a brilliant example of how Pay by Bank powers faster, simpler money movement for consumers. By integrating directly with TrueLayer, SumUp delivers a convenient account top up experience, while laying the foundations for broader Pay by Bank adoption across Europe."

Felix Lamouroux, SVP Global Banking at SumUp, says: "As SumUp expands its consumer offering, we are focused on making everyday financial interactions as simple and intuitive as possible. Working with TrueLayer helps us build a more connected experience across multiple banks in the SumUp App and gives us a strong foundation for developing further services."

About TrueLayer

TrueLayer, the Pay by Bank network used by more than 30 million people across Europe was founded in 2016 by Francesco Simoneschi and Luca Martinetti. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Businesses use our products to onboard new users, accept money and make payouts in seconds, and at scale.