Two payment innovations. One big leap forward.
Agentic commerce is fundamentally changing online shopping. And Pay by Bank is changing the way we pay online. See how TrueLayer is combining these two technologies into the future of payments.
Be part of the future of payments
Agentic commerce is simultaneously the biggest topic in online commerce, and something most people have never seen in action. To showcase what real-world agentic commerce could look like, we built a prototype of a human-in-the-loop transaction taking place directly within an AI shopping agent, with Pay by Bank as the payment method completing the purchase.
Two potential use cases
Pay by Bank
Allow customers to make a single immediate payment directly within the shopping agent. Not a card in sight.
Bank on file
Allow customers to make a payment and set up a recurring payment mandate, streamlining future purchases.
Stay up to date on the future of Pay by Bank and agentic commerce
Pay by Bank. Next-generation account to account payments
The promise of agentic commerce is a frictionless experience. Pay by Bank is built to be frictionless. No messing around with long card numbers or annoying codes, with funds settling instantly — all as part of a secure experience using bank-grade biometrics.
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Work with Europe’s leading Pay by Bank provider
Agentic commerce is evolving so rapidly it can feel impossible to keep up. Let us guide you through the changing payments landscape, as we plot the future of PAy by Bank and agentic commerce.
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Market leader in Pay by Bank
TrueLayer works hand-in-hand with merchants, solving real-world payment challenges.
Truly independent
TrueLayer is independent from the major incumbents which means we can move at speed, economically.
Secure by design
TrueLayer leads the way in enterprise security, so you can explore the future safely and securely.
See how merchants work with TrueLayer
About 85% of our transactions are from returning customers who continue using the Pay by Bank option.
Read the case studyAndrew Witzenfeld,
CTO
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Our integration experience was excellent. TrueLayer has a structured approach whereby they provide us with a framework. They gave us clear communication from start to finish which helped us navigate through all the various phases from development.
Read the case studyHeather Le Quesne
Head of Finance operations
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FAQs
What you need to know about TrueLayer, Pay by Bank and agentic commerce.
Pay by Bank is a type of payment method that lets customers pay for things directly from their bank account via their bank app, without the need for card networks.
Get in touch
We're here to help you make the most of Pay by Bank. Fill in the form below and someone from our team will reach out to you.