The Pay by Bank update 2025: everything you need to know about the future of the checkout in one place

Pay by bank update front cover

The way we buy has changed. The way we bank has changed. So the way we pay must change. With over 27 million payments each month in the UK, and 9 in 10 ecommerce merchants considering adding it at checkout, Pay by Bank is at the heart of that change.

Want to get up to speed on Pay by Bank and the biggest developments in 2025 and beyond? The Pay by Bank update brings together expert insight from Europe’s leading open banking provider and the businesses it serves.

What's in the 2025 edition?

  • The battle of the checkout: how 2025 is shaping up to be a big year for payments, and why merchants and consumers stand to benefit

  • The Pay by Bank timeline: a ten-year revolution in payments. How we got here, and where we might go next

  • Variable recurring payments: why repeat payments are back on the agenda for 2025, and the new use cases to look out for

  • Consumer protection in ecommerce: a charged debate on the future of payments, and the truth behind the claims

  • In conversation with Papa Johns: how one of the world’s largest pizza brands launched Pay by Bank to lower their cost of payments by 40%

  • Pay by Bank and lastminute.com: the perfect package deal that increased average order value by 20%

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