Pay by Bank keeps cash flowing
Pay by Bank is the quick, safe and easy way to pay.
It cuts out bank cards and all the complication—lowering costs and fraud and boosting sales.
Payments made simple
How can I use open banking payments?
Instant pay-ins
Let customers top up their accounts, purchase products and send money. In seconds.
Merchant account
Automate reconciliation processes and get full visibility of your payment statuses and details.
Instant withdrawal & refunds
Send instant refunds and withdrawals to your customers. Automatically.
Send and receive payments on the fastest rails in the UK and Europe. Get confirmation the second a payment is submitted, to instantly unlock services or ship goods.
- Instant pay-ins
- Instant withdrawals and refunds
- Real-time payment confirmation
Payment links
Let your customers make payments via multiple channels, including text, email, social or in-store. Payment links is the fastest way for you to create a payments page and start accepting instant payments right away.
Power up your payments
Get more from Payments with our add-ons.
“The benefit of TrueLayer over card payments and direct debits is enhanced security, faster payments and a lower cost, which helps Nutmeg to keep our fees low.
Charlie Masters,
Product manager
Experience the user journey
User starts the checkout process
Integration toolkit
Everything you need to build faster with TrueLayer.
Payment UIs
Optimise conversion with our plug-and-play embedded payment page and hosted payment page.
Platform plugins
Add bank payments to your online shop with our WooCommerce and Magento plugins.
Mobile SDKs
Build a smoother mobile payments experience with SDKs for iOS, Android and React Native.
Libraries
Explore our backend libraries in Java, PHP, C# and Javascript/Node.
Experience the refund journey
The user selects the item they want refunded
Explore TrueLayer for your industry
Talk to us
We're here to help you make the most of open banking payments.
FAQs
An open banking payment, also known as account to account payment and bank to bank payment, allows a customer to pay for something online straight from their bank account. That could be buying a product from an online store, or topping up their account on a wealth management app, pension app or iGaming platform.