Let’s revolutionise payments together
We pioneered Pay by Bank, connecting all of Europe’s banks to businesses and their customers, straight from one bank account to another, in a single user-friendly APIs.
The way the world pays is changing for the better. Modern, digital-first payments, designed for the businesses and consumers of today are now leading the charge.
Pay by Bank is reducing operational costs, risks and overheads. We’re trusted by global tech giants and Europe’s most successful businesses. We solve a myriad of payment challenges. Whatever your payment strategy, we’re here to help.
Integration made easy
Our single API is robust and expansive, with ready-made and highly optimised UIs that are easy to integrate. We’ve done all the hard work, so you can focus on building the perfect payment tech-stack for your customers.
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We enhance every kind of tech stack
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Payment Service Providers (PSPs)
Include TrueLayer’s Pay by Bank to help you deliver a frictionless checkout experience. Empower businesses with faster, more secure payment solutions. We’re seamlessly integrated with hundreds of banks. We save you money and help you stay competitive.
Payment orchestrations & gateways
Expand your alternative payment methods to include Pay by Bank. You can reduce the reliance on card networks and share the reduction in costs and operational overheads. In turn help boost the adoption and trust in Pay by Bank across Europe.
Plugins
Get Pay by Bank set up in just a few simple steps using direct plugins with Shopify, WooCommerce or Magento.
Why integrate Pay by Bank with us?
Huge cost savings
We charge 50% lower fees than cards, and cut out multiple middle-men taking a slice. Pay by Bank helps reduce costs associated with fraud and chargebacks too, boosting your bottom line and helping you stay competitive
Operating at scale
Our network is robustly and securely engineered. We’re trusted by many of the world’s biggest businesses. We process $100 billion of Pay by Bank transactions annually. And nearly 40% of all the UK Pay by Bank transactions.
Market leader
We have 12 million consumers in our Pay by Bank network, and it’s growing fast. Our UIs are highly optimised for conversion. This means more primed Pay by Bank users ready and waiting and converting 20% higher as first-time users.
Join Europe’s leading Pay by Bank network
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Join our Pay by Bank network and connect to Europe’s leading network. That’s 12 million shoppers, with a new user joining every 3 seconds. We process almost half of all UK Pay by Bank transactions, with a 20+% uplift in first-time user conversion for shoppers in our network.
In the UK alone, Pay by Bank transactions have more than tripled over the past three years, reaching 23 million monthly payments in 2024. With higher volumes of customer data, we ensure your user journeys are brilliantly optimised, turning every shopper into a loyal customer.
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Payments
Accept & send instant bank payments in any app or website. Cut costs, fight fraud and get money moving fast, using secure open banking payments today.
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Pay securely from your bank app - no card needed. Learn more
Signup+
Want to improve conversions by speeding up onboarding? Signup+ enables single payment onboarding, creating a seamless experience. Get started now.
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Make a deposit using your bank app to instantly create an account, and unlock instant payouts.
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