Payments built for marketplaces
Eliminate chargebacks, automate seller onboarding, and pay out in seconds. Join the world’s leading marketplaces moving beyond cards to Pay by Bank.
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Payments shouldn't be a mediator’s nightmare
As a marketplace, you aren't just processing payments—you’re managing an ecosystem. Every failed payment, fraud case or delayed payout doesn't just affect you — it ripples across every buyer and seller in your network.
Friction at checkout is costing you
Manual card entry is a point of friction where customers often walk away. By replacing outdated flows with biometric-authenticated bank payments, you make it much easier for shoppers to complete their purchase.
Card-based fraud and chargebacks cost you time and money
Card-not-present fraud and the associated cost of chargebacks are persistent issues for merchants. Bank-level authentication (SCA) is built into every transaction, making your payments inherently more secure.
High fees and operational costs holding you back
Waiting days for payments to settle can limit your ability to reinvest and scale. Moving money from your customer’s bank to yours in seconds provides the liquidity your business needs to operate at pace.
The new standard: Pay By Bank
TrueLayer replaces legacy rails with a direct bank-to-bank connection. We help you bypass the operational complexity of cards, offering a seamless experience for both buyers and sellers that is built on real-time financial data.
Eliminate chargebacks
Stop losing time and money to dispute mediation. Because Pay by Bank uses strong customer authentication (SCA) via the user's banking app, the risk of "friendly fraud" and chargebacks is removed by design.
Onboard sellers quickly
Ditch insecure manual entry. Use our integrated AIS and verification services to let sellers verify account ownership instantly through Face ID or Touch ID, ensuring you always have the right details for payouts.
Better cash flow
Pay by Bank settles in real time, keeping your business' cashflow healthy and your sellers happy.
Lower costs
Say hello to up to 50% lower fees than cards. Cut out multiple middle-men taking a slice, plus associated costs of manual admin and fraud.
Our European growth in numbers
TrueLayer improves our customer experience while cutting fraud and lowering payment costs by over 40%.
Read the case studyEamon Lindsell,
Senior Product Manager for Digital Technology
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After just a few weeks of having Pay by Bank… we’ve seen a 20% increase of our average order value (AOV)
Read the case studyNicola Bettari,
Fintech and Payments Director
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About 85% of our transactions are from returning customers who continue using the Pay by Bank option.
Read the case studyAndrew Witzenfeld,
CTO
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FAQs
Everything you need to know about Pay by Bank
Pay by Bank is a type of payment method that lets customers pay for things directly from their bank account via their bank app, without the need for card networks.
Talk to us
Fill in the form below and someone from our team of Pay by Bank experts will reach out to you.
Want to learn more?
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The 5 biggest benefits of Pay by Bank for consumers
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eBay partners with TrueLayer to offer Pay by Bank at checkout
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The complete guide to Pay by Bank: what is it and how does it work?
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