Account Aggregation

Build a unified view of your users' finances

Create personalised experiences based on up to 6 years of transaction history.

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Account Aggregation

Link any account to your app

We support retail and business accounts from the largest banks and neobanks in Europe.

  • account-holder information
  • balances
  • transactions
  • list accounts
  • credit cards
  • categorisation


Add value fast

Make useful, timely savings recommendations tailored to individual needs.

Increase stickiness

Let users check balances and set spending limits for linked accounts within your app.

Never store credentials

Our API platform eliminates screen scraping, reducing the risk of a data breach.

Start building with TrueLayer

Contact our team to learn more about Account Aggregation, or create a free account and get started today.

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Account Aggregation

How it works

A secure, seamless way to link accounts to your app.

  • 1Get consent

    The user gives their consent for you to link their account to your app and selects which bank they want to connect.

  • 2Users authenticate with their bank

    The user is automatically redirected to their bank to authenticate the account and then automatically sent back to your app.

  • 3TrueLayer fetches account information in real-time

    The account is now linked. TrueLayer fetches identity, account, transaction, and balance data in real-time.

Account Aggregation User Journey
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