Payments API

Receive money instantly

Initiate a payment transaction so that your customers transfer funds directly to your bank account.

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Instant

Instant

Immediate settlement provides you with faster access to your funds (~ 15 mins).

Secure

Secure

Your customers can rely on the security of their own bank when paying through our API.

Cheaper

Cheaper

Cut out fees associated with Direct Debit, Cards and other traditional payment methods.

Low risk

Low risk

Bank authentication reduces fraud risk. Ideal for financial apps and high value transactions.

Efficient

Efficient

An accurate audit trail can be matched with bank statements' transaction identifiers.

Simple

Simple

Start receiving payments immediately. Integrate our API with just a few lines of code.

How it works

Customers transfer funds from their bank accounts directly into yours. No settlement delay or chargebacks.

Initiate a
payment
Send the payment details to TrueLayer, and we handle the bank integration.
Authorise
payment
User authenticates at their bank and approves the transaction.
Monitor
transaction
Check transaction progress with a simple API call.
Receive
money
Once the bank has completed the payment, you can access your funds.

Send the payment details to TrueLayer, and we contact the bank to initiate a payment.

User authenticates at their bank and approves the transaction.

Check transaction progress with a simple API call.

Once the bank has completed the payment, you can access your funds.

Use Cases


Embed financial transfers into your customer experience, improving completion rates. Immediate settlement provides rapid access to funds, simplifying your business process.

  • remittances
  • crypto
  • e-wallets
  • account top-up
  • peer-to-peer
  • payment gateways

Connect your platform customers to open banking APIs to for the next generation of payment-enabled apps.

  • ERP
  • integration/iPaaS
  • supply chain
  • accounting/payroll
  • CRM

Reduce barriers to onboarding with a simple account load process. Strong customer authentication reduces the risk of fraud, while bank verification makes KYC/AML compliance easy.

  • casino games
  • e-sports
  • spread betting
  • exchanges

A simpler, cheaper alternative to card payments. Give consumers choice over how they pay with a method they already have access to.

  • marketplaces
  • software
  • cars
  • events
  • fashion
  • general retail

Simplify the rental or mortgage process by collecting deposits as part of a seamless user experience, speeding up the time to completion.

  • proptech platforms
  • letting agencies
  • property lending
  • property management
  • deposit management

Make bank transfer a real alternative with a superior user experience. Get paid in advance to secure your revenues.

  • travel agencies
  • carriers
  • accommodation
  • tours

A cheaper and more secure payment option for point of sale systems, offering higher value cardless transactions.

  • mobile point of sale app
  • retail tills
  • charitable donations
  • self serve EPOS

TrueLayer is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide account information services and payment initiation services (Firm Reference Number: 793171).

Pricing

A simple solution for all your payment scenarios

Develop

Free

Get Started

Features

  • Sandbox env
  • Production env
  • Full UI customisation
  • White-labelling

Services

  • Integration consulting
  • Premium support
  • Account management

Scale

£0.20

per transaction
Contact us

Features

  • Sandbox env
  • Production env
  • Full UI customisation
  • White-labelling

Services

  • Integration consulting
  • Premium support
  • Account management

Enterprise

CUSTOM

Contact us

Features

  • Sandbox env
  • Production env
  • Full UI customisation
  • White-labelling

Services

  • Integration consulting
  • Premium support
  • Account management
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