Instant Bank Payments
Grow revenue with higher conversion
Enable customers to register and pay in a few clicks. Benefit from 20% higher conversion rates than cards and no spending caps. Perfect for high-value transactions.
96.6% payment success rates
Completely customisable
Instant, biometric SCA using bank app
ACCOUNT VERIFICATION
Safeguard against fraud
Bank authentication means that once a payment is approved, it's fully guaranteed. Accelerate AML checks by paying out via the same method used for deposits.
Eliminate chargebacks
Accelerate AML checks
Automated Payment Workflow
Reduce operational costs
Save time by automating manual processes such as issuing refunds or reconciling payments. No more mistyped references as payment details are automatically populated.
Simple reconciliation
Save 0.5% - 1% of revenues
Use Cases
Account verification
Instantly verify account ownership based on what’s on file at the bank.
Account top-up
Let users initiate payments or move money between accounts effortlessly.
Instant payouts
Enable users to initiate payouts, avoiding manual data entry like inserting bank account number or IBAN.
Online payments
Let users’ pay easily and securely. No chargebacks, no spending limits. Perfect for high-value transactions.
Your platform for growth
Boost conversion
Remove lengthy forms and the need to enter card details, enable users to pay in two clicks using a fingerprint or face ID.
Eliminate Fraud
Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% - 1% of revenues.
Reduce costs
Say goodbye to card and interchange fees. We use open banking infrastructure to reduce costs by 80%+ vs cards.
Bank Grade Security
Our APIs are open banking and PSD2 compliant across Europe ensuring secure access to the financial system.
Completely customisable
Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
Increase speed to market
Focus on building great products, not maintaining your infrastructure. Our systems are built for scale and operate with 99.9% uptime.
PayDirect
How it works
Enable instant payments and withdrawals from within your app
Explore TrueLayer for your industry
Digital Banking
Automate onboarding and provide users with a unified view of their finances.
Credit & Lending
Capture more eligible borrowers and eliminate unnecessary paperwork.
Ready to get started?
Talk to an expert
