TrueLayer | Personal Finance

Personal finance

Help people reach their financial goals

Deliver exceptional experiences with faster onboarding, personalised advice, and instant payments.



Onboard customers in seconds

Verify your customer’s account details and ownership in seconds using their bank app.


Connect to every account

Enable users to manage all of their finances from within your app, provide actionable budgeting advice, and make personalised recommendations.


Faster payments, lower fees

"TrueLayer Payments quickly became one of the essential parts of our onboarding process. Now, business owners can get paid on the spot using their ANNA app."
Irakli Agladze, Head of open banking

Let users manage every account from one app

Build personalised products with up to six years of detailed transaction history
  • Boost conversion

    Remove lengthy forms and manual paperwork, applicants can verify identity and account information in two clicks.
  • Combat fraud

    Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% - 1% of revenues.
  • Completely customisable

    Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
  • Reduce costs

    Say goodbye to card and interchange fees. We use open banking infrastructure to reduce costs by 80%+ vs cards.
  • Bank grade security

    Our APIs are open banking and PSD2 compliant across Europe ensuring secure access to the financial system.
  • Increase speed to market

    Focus on building great products, not maintaining your infrastructure. Our systems are built for scale and operate with 99.9% uptime.
  • See what our customers are building

    Ready to get started?

    Talk to one of our PFM experts