ACCOUNT & IDENTITY VERIFICATION
Instantly assess eligibility
Build a full picture of every applicant's financial situation. Monitor risk and create alerts when a borrower goes into overdraft or misses a payment.
INSTANT BANK PAYMENTS
Pay borrowers faster
Automatically initiate payouts, reducing administration and lowering costs. Simply send us the IBAN details and we’ll handle the rest.
Real-time data to power every decision
Enhance credit and risk assessments with up to six years of transaction history
Remove lengthy forms and manual paperwork, applicants can verify identity and account information in two clicks.
Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% - 1% of revenues.
Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
Say goodbye to card and interchange fees. We use open banking infrastructure to reduce costs by 80%+ vs cards.
Bank Grade Security
Our APIs are open banking and PSD2 compliant across Europe ensuring secure access to the financial system.
Increase speed to market
Focus on building great products, not maintaining your infrastructure. Our systems are built for scale and operate with 99.9% uptime.
See what our customers are building
"With Truelayer we can harness the power of Open Banking to offer innovative solutions for financial inclusion. Being able to personalise how our customers build their credit scores and protect their cash flow is a key differentiator of our value proposition.”
Chris Butcher, CTO - Portify
Ready to get started?
Talk to one of our Credit and Lending experts