TrueLayer | Data API

Data API

Connect your app to any bank account

Get real-time access to account, balance, transaction, and identity data using open banking AIS.

Building with Data API


Build a unified view of finances

Enable your users to manage all of their accounts from a single view.
  • Retail accounts
  • Business accounts
  • Checking accounts
  • Savings accounts
  • Credit cards


Increase engagement with personalisation

Use real-time financial data to provide actionable advice around money management and recommend financial products.
  • Balances
  • Transactions
  • Credit card & overdraft limits
  • Outstanding balances
  • Direct debits & standing orders
  • Boost conversion

    Remove lengthy forms and manual paperwork, applicants can verify identity and account information in a few clicks.
  • Eliminate fraud

    Authenticate accounts and payments directly with the bank, slashing fraud and chargebacks and saving you 0.5% - 1% of revenues.
  • Reduce costs

    Say goodbye to expensive data collection. We use Open Banking infrastructure to offer the most competitive rates.
  • Bank-grade security

    Our APIs are Open Banking and PSD2 compliant across Europe ensuring secure access to the financial system.
  • Completely white-label

    Own your customer journey end-to-end. Easily configure authentication flows to match your brand.
  • Increase speed to market

    Focus on building great products, not maintaining your infrastructure. Our systems are built for scale and operate with 99.9% uptime.
  • Data API

    How it works

    Connect to any account in seconds
  • iGaming

    Stay compliant while delivering a frictionless player experience.
  • Wealthtech

    Get money to market faster, enhance security, and reduce costs.
  • Marketplaces

    Instantly verify new merchants and help them manage cash flow.
  • Digital Banking

    Automate onboarding and provide users with a unified view of their finances.
  • Personal Finance

    Turn banking data into budgeting and saving insights for your users.
  • Credit & Lending

    Capture more eligible borrowers and eliminate unnecessary paperwork.