TrueLayer | Instant access to open banking in Australia

Instant access to open banking

Easily integrate financial data into any app with the Consumer Data Right. Enable next-generation payments. Build powerful products your customers love.


Enable frictionless bank payments

Payments API lets you send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

Building with Payments API


Bring verification and payments together

Verify account ownership, accept payments and send withdrawals directly to a customers bank account with PayDirect.

Building with PayDirect


Connect your app to any bank account

Onboard customers in seconds and securely access financial data with Data API. Say goodbye to manual form-filling and accelerate your AML and KYC processes.

Building with Data API

  • Wealthtech

    Get money to market faster, enhance security, and reduce costs.
  • Ecommerce

    Build a seamless checkout experience, stamp out fraud, and eliminate chargebacks.
  • Digital Banking

    Automate onboarding and provide users with a unified view of their finances.
  • Personal Finance

    Turn banking data into budgeting and saving insights for your users.
  • Crypto

    Elevate the entire trading experience with instant deposits and withdrawals.
  • iGaming

    Stay compliant while delivering a frictionless player experience.
  • The Consumer Data Right (CDR) enables Australians to use their financial data to build and access better financial services. To integrate CDR data into your product offering, you need to be an Accredited Data Recipient (ADR).
    “TrueLayer's APIs are robust and developer-friendly. We started seeing benefits right away.”
    Josh Fernandes, OB Product Owner
    "TrueLayer’s APIs are amazingly simple to work with. We got up and running in 3 days.”
    Karuna Govind, co-founder and CTO
    “Getting access to API keys and connecting authentication endpoints was super easy.”
    Matt Risby, Lead Developer

    Full-stack open finance

    Connect to the largest banks, neobanks, and digital wallets in the world. Pay in, pay out, and pull data straight through our platform.
    • Thousands of financial institutions connected
    • 12+ countries supported and growing