Data API

Connect your app with any bank

A single service to access identity data, balance and transaction data from your users’ bank account. Take advantage of OpenBanking and PSD2 today.

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Universal

Universal

With one, unified platform, you’ll be ready to immediately access the bank data for 98% of the population in the UK.

Simple

Simple

Implement a single interface to access any bank, whether through OpenBanking, PSD2 or via direct access. We keep the complexity away from you and in a few minutes of implementation you will up and running.

Secure

Secure

Your application will never need to access or store certificates, user credentials, or security details. Data is encrypted at rest and we don’t keep the encryption keys. So no one but you can read your customer's data.

Use cases

Data and Account Aggregation

View accounts, check balances, and access transaction history. Query bank accounts and cards to build powerful applications.

Verify Bank Accounts

Streamline your KYC and AML process. Easily verify identity and account ownership using the existing data of your customers.

Credit Decision

Mitigate fraud and enhance your credit scoring model using detailed income and expenses data from your users’ bank account.

  • identity
  • real-time balance
  • transaction history
  • list accounts
  • credit cards
  • classified transactions
The TrueLayer Advantage

Unmatched Features

Real-Time
Real-Time

Access transaction data, identity, and balance as real-time as the bank with update schedules in your control.

Enriched Data
Enriched Data

Get actionable insights from user behavior by putting transactions into context with type, category and merchant information. Data is normalised and cleaned across multiple institutions.

Normalised Data
Open Banking

We now supports OpenBanking connectivity on top of the existing credential sharing based interfaces. Connecting with bank data has never been so robust and secure!

Single Interface
Single Interface

Connect to different banks with unified endpoints for identity, information, balances and transactions.

Security
Security

Store tokens, not credentials. Data is encrypted at rest and we don’t keep the encryption keys. So no one but you can read your customers’ data.

Coverage
Coverage

We support 16 banks covering 98% of population. We are constantly expanding to more banks, financial institutions and countries.

Built for Developers

We think that complexity can be simplified, that innovation cannot be hindered and that data should not be siloed. Our API is built for scale, designed for security, and tested for high availability. With TrueLayer, you can focus on building what matters - your product.

Support
Support

Chat directly with our team anytime you need help.

Great Documentation

Everything you need to start building with extensive documentation, guides and code snippets.

Cross-platform Experiences

Consistent experience on desktop, web, iOS, and Android, and libraries that work with your existing code.

Change Management

Documented, versioned, non-breaking changes don’t disrupt your experience.

Data API
Support
Everything you need in one place

Developer Console

The developer Console is the hub for everything TrueLayer. Get your API key and start in minutes. No humans in the way.

Console

TrueLayer is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as an Authorised Payment Institution to provide account information services and payment initiation services (Firm Reference Number: 793171).